![]() Refer to the "Consumer Liability of Unauthorized Transfers" and "Mastercard Debit Card Zero Liability" sections of your Deposit Account Disclosure and Safe Deposit Box Rental Agreement Terms and Conditions for Personal Accounts (PDF) for details. Your liability for unauthorized use of your debit card for debit transactions processed through the Mastercard system will be zero dollars ($0) provided the following conditions are met: (1) you can demonstrate that you exercised reasonable care in safeguarding the debit card from risk of loss or theft and (2) upon becoming aware of a loss or theft, you promptly report the loss or theft to Bank of the West. No monthly service charge if any account owner is under 25 years of age. ![]() Opening deposit can be any amount ($0.01 or more). Does not include fund transfers between Bank of the West accounts or any credits from Bank of the West. Deposits include direct deposit, mobile deposit, ATM deposit, or in-branch deposit of any amount. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.ġ$10.00 monthly service charge for Any Deposit Checking and 1% for the Planet Checking waived with one deposit of any amount each statement cycle. Securities and variable annuities are offered through BancWest Investment Services, a registered broker/dealer, Member FINRA/SIPC, and SEC Registered Investment Adviser.īancWest Investment Services, Inc. ![]() Banking products and services are subject to approval and are provided by BMO Harris Bank N.A. Bank of the West is a trade name used by BMO Harris Bank N.A.
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![]() Your choice grants you features at the 3rd level, and again at the 7th, 11th and 15th levels. You can choose a style of smithing you wish to master, from Arcane Forge, Metal Master, or Huntsmith. By keeping the diagrams for yourself, Due to your innate blacksmithing abilities, you can replicate the design of the weapon as long as you have the relevant materials.īy extension, you have proficiency in all items made by you.Īt the 3rd level, your experience has given you a broader perspective of what can be done with smithing. ![]() By spending 6 hours carefully analysing the blueprints and the item itself, you develop an understanding of the particular weapon allowing you to wield the weapon with proficiency. If you fail to hit this adjusted AC but still pass the original AC of the opponent a multiplier of 0.5 will occur.Ĭannot find weaknesses against opponents with "natural armour."Īt the 2nd level, you begin to develop a greater understanding of the weapons and armour around you. By successfully hitting this weak spot, a damage multiplier of 1.5 will occur. ![]() The DM has the choice of sharing the penalty with the players. a +2 to ac for an easy to hit gap and a +6 for an extremely hard too hit weakness). By aiming for this weakness, a penalty is induced with accordance to the size of the defect (i.e. Your base rate of pay is 10 gold a working day with a tool you are proficient with (a working day is defined as eight hours) 5gp a day for a tool you are not proficient with.ĭue to your ability to create, and your history of forging thousands of weapons, your eyes have adapted to spot imperfections in armours, as an action, you can point out the weakness of an enemies armour. ![]() When you start, you already have a knack for smithing. Masterful Forging, My Magnum Opus Feature Smith Mastery Feature, Advanced Improvement
![]() We’d like to say that this name is a clever comment on the pair’s volatility and sudden, unforeseen market movements. Ninja is the name for the US dollar and Japanese yen currency pair. Presumably, it’s not supposed to sound like forex trading for pirates, but play on the fact that Australians call everyone ‘mate’ This is because the loon, a native Canadian bird, is the symbol on the one CAD coinĪnother nickname for the AUD/USD currency pair. The forex trading nickname for the Canadian dollar/US dollar currency pair. Or should we say ‘Ruble’, as this is the nickname for the Euro/Ruble currency pair So named because ‘Ruble’ looks like ‘Rubble’, the surname of Fred Flinstone’s best friend BarneyĬan’t have Barney Rubble without his wife, Betty Rubble. ![]() The nickname for the US dollar and Russian Ruble currency pair. However, whether dead cats do indeed bounce or not is an answer most analysts won’t admit to testing. Like its name poetically suggests, the dead cat bounce refers to the last gap rallying movement of a ‘dead market, when a stock’s price rises from depression briefly, only to fall again. ![]() Famous black swans include the bursting of the dot com bubble in the 90s and the 2008 global financial crisis.įind out what makes an event a black swan The dead cat bounce Black swans are as significant as they are startling and must have a huge impact (often negative) on the market. The expression, so named after the old saying that, theoretically, black swans must exist although only white ones were ever seen (clearly, the author of this phrase didn’t travel widely). Black swansĪ term that has become more well known since Brexit, black swans refer a completely unforeseen and unexpected stance. Lamar was jailed repeatedly, including for impersonating a congressman. Although many assume it was coined for Jordan Belfort, the real-life wolf that DiCaprio portrays, there’s evidence of the term being used almost a century earlier to describe diamond cane-brandishing braggart David Lamar. Not only a movie in which Leonardo DiCaprio again eluded the Oscar, wolves of Wall Street refers to stock market wunderkinds famous for unscrupulous success on Wall Street. Likewise, a bearish trader or investor is pessimistic, where bullish ones have positive sentiments about a market.įind out more about bearish trading Wolves of Wall Street The antithesis to a bull market is a bear one, which is a depressed and/or downward-trending market. Some believe that bull markets got their name from the way bull’s toss their foes and spike their horns upwards, but there’s no real proof of this.įind out more about bullish trading Bears Bulls used to specifically refer to an upward trending market, a cycle of growth, but can now also mean an optimistic speculator, often going long. ![]() Up to 48kHz, 8 channels, 16-bit and 24-bit. Plus switch to low-lag cloud gaming with Auto Low Latency Mode support.įire TV Stick 4K Max - 1st Gen (2021) Device Specificationsįire TV Stick 4K Max streaming device, Wi-Fi 6, Alexa Voice Remote (includes TV controls) Get fluid, gameplay and fast-rendering graphics with an enhanced 750Mhz GPU. View live camera feeds without stopping your show, using live view picture-in-picture. Press and hold the voice button and ask Alexa to find, launch and control your content, or switch TV inputs, control lights, thermostats, and other compatible smart home devices. It includes the Alexa Voice Remote with dedicated power and volume buttons to control a wide range of compatible IR-enabled devices including TVs, sound bars, and A/V receivers, plus convenient preset app buttons. Watch movies and TV shows come to life in vibrant 4K Ultra HD with support for Dolby Vision, HDR 10, HDR10+, HLG, and immersive Dolby Atmos audio. Install and Run the Debug APK to Test Your Appįire TV Stick 4K Max is our most powerful streaming stick with an optimized 1.8GHz quad-core processor and Wi-Fi 6 support.Install and Use the Amazon Web App Tester.Cordova plugin for Amazon Catalog Integration. ![]() Send Recommendations that Include Amazon Enhancements.Implement VoiceView Accessibility Features.Step 6: Play Video Content with the PlaybackOverlayFragment.Step 5: Provide the Details of the App Content Through the DetailsFragment.Step 4: Edit the User Interface Through Presenters.Step 3: Browse the Content of a Leanback-Enabled Android App.Step 2: Understand the Anatomy of a Leanback-Enabled Android App for Amazon Fire TV.How to Build an Android App for Fire TV.Deep Linking to Featured Content from the Fire TV UI.Introduction to Linear Television Integration.AV Synchronization in Android Applications.Voice-enabling Transport Controls with Media Session API.Overview for Voice-enabling Your App and Content.Developing for Amazon Fire TV Devices Running Fire OS 7.Developing for Amazon Fire TV Devices Running Fire OS 6.Fire TV Streaming Media Player Specifications.Submitting Your Fire TV App to the Appstore.Fire TV Development Versus Android TV Development.Fire App Builder: A Toolkit for Building Fire TV Apps. Movements like Art Nouveau and Cubism kicked off the new century with Bauhaus, Dadaism, Purism, Rayism, and Suprematism following close behind. There were also a number of schools and groups like The Glasgow Boys and the Heidelberg School, The Band Noire (Nubians) and The Ten American Painters.Īrt was no less diverse or confusing in the 1900s. The last two decades of the 1800s were filled with movements like Cloisonnism, Japonism, Neo-Impressionism, Symbolism, Expressionism, and Fauvism. The Impressionists opened the floodgates on new paths to take and individual artists such as Picasso and Duchamp were themselves responsible for creating multiple movements. Modern Art runs from around 1880 to 1970 and they were an extremely busy 90 years. This was also the time of the Aztec and Inca in the Americas who had their own distinct art. In China, the Ming and Qing Dynasties took place during this period and Japan saw the Momoyama and Edo Periods. These movements included Rococo and Neo-Classicism, followed by Romanticism, Realism, and Impressionism as well as many lesser-known styles. In Northern Europe, this period saw the schools of Antwerp Mannerism, The Little Masters, and the Fontainebleau School, among many others.Īfter the long Italian Renaissance, Northern Renaissance, and Baroque periods were over, we began to see new art movements appear with greater frequency.īy the 1700s, Western Art followed a series of styles. When the High Rennaissance took over in the next century, we saw the work of Da Vinci, Michelangelo, and Raphael. It began with the famous 15th-century artists like Brunelleschi and Donatello, who led to the work of Botticelli and Alberti. Much of the notable art created during the Rennaissance was Italian. This period covers the years 1400 through 1880 and it includes many of our favorite pieces of art. ![]() At times, it was also used to demonstrate the status of its owner, a concept that art has used forever since. It was also used to decorate utilitarian objects like bowls, pitchers, and weapons. Quite often, art was created to tell stories in a time when oral tradition prevailed. What ties them together is their purpose. ![]() ![]() The artwork of this time is as varied as the cultures that created it. It also includes the work found in classical civilizations like the Greeks and Celts as well as that of the early Chinese dynasties and the civilizations of the Americas. They include those of prehistory ( Paleolithic, Neolithic, the Bronze Age, etc) to the ancient civilizations of Mesopotamia, Egypt, and the nomadic tribes. Many different styles of art were created over this long period. If you prefer, it can be thought of as fertility statuettes and bone flutes to roughly the fall of Rome. What we consider ancient art is what was created from around 30,000 B.C.E. ![]() He said the clues were in the writings of the ancients." So it's time to head off to the chambers again and this time we're going to solve the riddles. "Theres more to do! Father said the staffs weren't powerful enough. Full details on building staffs here: Elemental Staffs Once you have built all the staffs and each player has one, Samantha will say. Finally, each of the staffs is built at the bottom of the excavation site using the tombs. Using the Gramophone (found in the excavation site) you can open a portal to the ancient chambers where the staff crystals are located. They are colour coded and you'll need to find all of the same coloured parts (including the music disc) in order to build them. Step 1 - Build all the Staffs There are 4 staffs in Origins which depict the classic elements including Fire, Water, Lightning and Wind. Ok, get ready for the ride of your life because this takes some doing. Lightning Staff - Build & Upgrade Steps.For each of the revised guides, see the links below: ![]() Zombies Chronicles With the remastered version of Origins now included in Zombies Chronicles, I wanted to revisit the steps for finding and upgrading each of the elemental staffs, together with better screenshots of things such as the smoking balls for the wind staff and frozen gravestones for the Ice Staff. Few have managed to do this but with a little patience (and about 4 hours to spare) you can be one of the few. Please note, this Easter Egg CAN be done with 1 player but is extremely difficult because of the Rain Fire step which requires you to push the robots red button and throw the tactical airstrike within quick succession. You'll also need to acquire the Thunderfists through the Ritual challenges. There's quite alot of upfront work required to complete several buildables including all the Staffs, Maxis Drone and Tactical Airstrike. Although there's officially 4 or 5 steps for the Easter Egg, we've broken it down into 9 steps because its such a huge task. Although this all depends on the time to find the staff parts and other factors including the robots random movement. ![]() It took us about 2 hours to complete the Easter Egg from start to finish with several friends (once you know the steps). You'll need to build all of the elemental staffs and crack a sequence of cryptic puzzles to progress. As you're probably aware, the main Easter Egg in Origins is called Little Lost Girl and it requires you to free Samantha who is trapped somewhere but we don't know where or how. The Easter Egg for Black Ops 2 Origins is one of the hardest challenges from any of the zombie maps. Climate: 10.2 days of rain on average, 9.7 hours of daylight per day, 5.9 hours of sunshine per day, UV-index 3, 62.2° F (16.8° C). ![]()
Try and think what is most important on your trip and how convenient it is carry to carry around. Also important is to remember to bring all the extra items that you might need including lenses, batteries and cleaning supplies. Their photos will help you remember that there are different ways that you can take a picture of a particular subject.īefore traveling with your pixel 3xl portal 2 wallpapers equipment, take the time to carefully plan which equipment you need to take. Find and express an individual style.Ĭheck out what other photographers are doing to get ideas to improve your own HD Wallpaper. You can do this by figuring out how you like to capture things, and by figuring out which emotions you want to feature. You want to set yourself apart from all the other photographers in the world. Once you turn the flash on, you can take pictures as you usually would.Ī great HD Wallpaper tip is to try and find your own voice through pixel 3xl portal 2 wallpapers. Failing to put the flash on your camera can result in a bad glare, which can taint your photos. If you are taking pictures in the sun during the spring or summer, make sure to turn the flash on. Pay attention to the the tips in this article and you should find something that benefits you. ![]() It just takes a good eye and a few bits of knowledge to make it all come together. ![]() Anybody can contribute to this great legacy of HD Wallpaper. A picture can tell many words and history has both been made and preserved, through the art of pixel 3xl portal 2 wallpapers. ![]() ![]() ![]() "When there is less people, it's really funny because for some reason we all still spread out across the entire lecture hall. Halle Richards said sitting in near-empty lecture theatres could be awkward. Victoria University students Arden Lou and Halle Richards. It kind of felt it wasn't worth going to the lectures when there was so few people in the room." "The end of last year, I did wind up going to a lot of the lectures, but there were three other people in the room and the energy of the lecture and the room was shit. "The decision was definitely to attend as much as possible but the reality was different because it's 'all right we're not going to lecture because we're working on an assignment' or 'I'll just watch it later and then you never watch it later'," he said. "We'd just find a little corner and we'd watch our lectures online".Īnother third-year student, Peter, said he intended to go to lectures last year, but sometimes it was easier to go online instead. Third-year student Arden said attending lectures was the ideal, but often it was more enjoyable to go to campus and watch lectures with a group of friends. They said they watched online lectures due to ill-health or disability, but also if assignments were due or if their lectures clashed with paid employment. Most students spoken to by RNZ this week said they preferred to attend lectures in-person, but sometimes it was not possible. Earlier this year, a bookshop and cafe on Victoria University's Kelburn campus announced it would close because there were fewer people on-campus. ![]() The change had repercussions beyond lecture-attendance. The pandemic forced universities to greatly expand the practice of recording lectures and posting them online so students could continue learning through lockdowns or if they were in isolation.īut as Covid restrictions eased, academics were surprised and disappointed that lecture attendance did not bounce back. And different from these OCW users, I usually find myself pausing and skipping back to listen to certain passages a second time, rather than wanting to go faster.Universities are encouraging students to attend their lectures in-person in an attempt to avoid a repeat of last year's often-deserted lecture theatres. I would be interested to find out how self-learners that have no interest in assessment work with these videos – do they also find them too slow? And how do students feel about their professors (too slow)? Thanks to Telkom‘s bandwidth policies, I rarely download lecture videos, but I do listen to quite a lot of podcasts. Also, in Taiwan it turned out that all of the users who liked to go faster, lived in the same dorm – nobody who lived outside of the dorm had come up with the idea. But many of the users in Taiwan did not even show up for the exam (the courses were not mandatory). And someone from MIT said the same was true for users of MIT OpenCourseWare.įor some of these speed freaks, the videos are clearly repetition of materials that they have already learned, and they are just skimming through them in preparation for an exam. Willem from the TU Delft reported that one of their students’ most used features was the ability to play the videos at double speed. At the University of Taiwan, students watch calculus lectures between 1.6 and 2 times faster than they were recorded. One factoid from the Open Ed conference in Utah that has been banging around the inside of my head is this: Apparently students that access video lectures online like to speed them up. |
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